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    Archived pages: 512 . Archive date: 2012-07.

  • Title: Home Buyers Guide 2009
    Descriptive info: Home Buyers Guide 2009 + Free Mortgage CD.. Download a Free Sample Chapter.. (pdf opens in new window).. How to Save Time, Money And Hassle When Buying A Home in Ireland in 2009.. From: Declan Clare, Editor Moving.. Location: Dublin, Ireland.. Date: January 2009.. Dear Home Buyer,.. Pay close attention to what I'm about to say, or risk ending up like the majority of First Time Home Buyers that soon become stressed, confused, frustrated and angry.. Don't say I didn't warn you.. You know buying a home can be really exciting.. but it can be pretty daunting, confusing and expensive too.. It can be be hard to even know where to start, because there are so many different people involved in buying a home:.. Estate Agents.. Banks and Building Societies.. Mortgage Brokers.. Solicitors.. Property Valuers.. Surveyors.. Mortgage Protection Life Insurance Companies.. House Insurance Companies.. Removal Companies.. The list goes on.. With so many people to deal with, buying your first home can become overwhelming.. Less Stress, More Control.. ie has been helping first time home buyers get on the property ladder since March 2000.. We've heard every home buyer question you can imagine.. We ve witnessed all the concerns the worries.. And we know all the stress and the pressure points.. Now, we've taken what we've learnt from dealing with 1,000's of successful home buyers, and created a simple, step by step guide  ...   on Mortgages.. The 5 Minute Exercise That Will Vastly Improve Your Chances of Getting a Mortgage.. How you can get mortgage finance during the credit crunch.. Which Banks Are Agressively Targeting First Time Home Buyers.. The Mortgage Application Process.. What deposit Will You Need?.. How Much Can You Borrow.. Would You Be Approved For a Mortgage?.. What are Your Options if You Can't get a Big Enough Mortgage?.. The Government Scheme that More that 1,100 First Time Buyers Have Signed Up for in Less than 2 Months.. Is now the right time to buy?.. Plus, we'll post you the Property Market Guide to Mortgages - Audio CD:.. All you need to know about Getting a Mortgage During the Credit Crunch.. Which banks are 'open for business'.. The common mistakes to avoid (that usually result in the banks declining mortgage applications).. The 5 minute exercise that will drastically increase your chances of getting approved.. The 4 steps you need to take right now if you want to buy a home in the next 18 months.. The 2 things you must avoid at all costs.. The 10 top tips on mortgages.. So what does it cost?.. The Home Buyers Guide 2009 (Instant Download E-Book) + Mortgage CD are available for.. 19.. 97.. Property Surveys.. Snag Lists.. BER Energy Ratings.. Home Buyers Guide 2009.. HOME BUYER WEBSITES:.. ie |.. 2009.. Pay Per Click.. by.. PPC Ireland..

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  • Title: Moving.ie
    Descriptive info: Site Map :.. Mortgage.. Property Guide.. Property News.. Forum.. Apply for a mortgage.. How much can I borrow?.. What's Required?.. Mortgage Application Process.. Interest Rate Options.. Mortgage Rates.. Mortgage Interest Relief.. Interest Only Mortgages.. Mortgage Tips.. First Time Buyer Mortgages.. Remortgage.. 100% mortgages.. What insurance do I require?.. Bad Credit Mortgage.. Frequently Asked Questions.. Mortgage Jargon Explained.. Mortgage Lender Profiles.. Low Cost Legal Fees.. Home Buyer Guides.. NEW :.. Free Mortgage Guide (PDF).. Property Search.. Low Cost Legal Fee.. Calculate Buying Costs.. Calculate Selling Costs.. Sample Savings.. Home Buyer Guides.. First Time Home Buyers.. Calculate the cost.. Stamp Duty.. Old vs New Property.. Buying at Auction.. Surveys Snaglists.. Buying Property With Friends.. Rent a Room Scheme.. Tips on Buying Selling.. Investor Guides.. Costs.. Tax Tax Relief.. Investor Mortgages.. Market Analysis.. Buying  ...   Free Bonus.. :.. Home Buyers Guide.. First Name:.. Primary Email:.. We will never send you spam.. We value your privacy.. First Time Buyers Club - FREE Trial.. Get one months free trial - just pay p p.. CD, Property Reports 593 vouchers.. Home Buyers Guide 2009.. Download a sample chapter (FREE) or buy the full guide for 17.. Get a Mortgage Quote NOW.. 10 lenders - 1 enquiry - No obligation.. For Home Buyers or Sellers.. 947 + vat + outlay.. Snag Lists (New Homes).. Quality Snagging Service, including a second inspection.. No mileage fees.. House Surveys.. Fast, Reliable Service.. Simple Pricing NO hidden fees.. BER Energy Rating.. All homes for sale or rent now require an Energy Rating Cert.. Arrange one now.. 2007 Moving.. ie All Rights Reserved.. Property Guides..

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  • Title: Privacy, Security & Terms of Use
    Descriptive info: Privacy Policy Terms of Use.. Privacy Policy.. 1.. Introduction.. We at the Moving.. ie respect your right to privacy and comply with our obligations under the Data Protection Acts 1988 and 2002.. The purpose of this Web Site Privacy Policy is to outline how we deal with any personal data you provide to us while visiting this web site.. By visiting this web site, you are accepting the terms of this Web Site Privacy Policy.. Any external links to other web sites are clearly identifiable as such, and we are not responsible for the content or the privacy policies of these other web sites.. 2.. Types of Information Collected.. We retain two types of information:.. Personal Data.. This is data that identifies you or can be used to identify, contact you or process mortgage applications on your behalf and may include your name, address, email address, detailed financial information, user IP addresses in circumstances where they have not been deleted, clipped or anonymised, telephone number, and billing and credit history information.. Such information is only collected from you if you voluntarily submit it to us or have authorised us to obtain it.. Non-Personal Data.. Like most web sites, we gather statistical and other analytical information collected on an aggregate basis of all visitors to our web site.. This Non-Personal Data comprises information that cannot be used to identify or contact you, such as demographic information regarding, for example, user IP addresses where they have been clipped or anonymised, browser types and other anonymous statistical data involving the use of our web site.. 3.. Purposes for which we hold your Information.. We use the Non-Personal Data gathered from visitors to our web site in an aggregate form to get a better understanding of where our visitors come from and to help us better design and organise our web site.. Cookies.. This web site uses cookie technology.. A cookie is a little piece of text stored by the browser on your computer, at the request of our server.. We may use cookies to deliver content specific to your interests and to save your personal preferences so you do not have to re-enter them each time you connect to our web site our cookies are not available to other web sites.. Cookies are required on the Moving.. ie website to allow users to access the Member's Extranet.. No personal information is recorded, and the cookie is automatically deleted when you log out or close your browser.. You are always free to decline our cookies, if your browser permits, or to ask your browser to indicate when a cookie is being sent.. You can also delete cookie files from your computer at your discretion.. Note that if you decline our cookies or ask for notification each time a cookie is being sent, this may affect your ease of use of this web site.. We will process any Personal Data you provide to us for the following purposes:.. to provide you with the services you have ordered;.. to contact you if required in connection with your service order or to respond to any communications you might send to us;.. to send you the Mortgages Directt Newsletter and to communicate with you about association activities.. 4.. Disclosure of Information to Third Parties.. We may provide Non-Personal Data to third parties, where such information is combined with similar information of other users of our web site.. For example, we might inform third parties regarding the number of unique users who visit our web site, the demographic breakdown of our community users of our web site, or the activities that visitors to our web site engage in while on our web site.. The third parties to whom we may provide this information may include potential or actual advertisers, providers of advertising services (including web site tracking services), commercial partners, sponsors, licensees, researchers and other similar parties.. We will not disclose your Personal Data to third parties unless you have consented to this disclosure or unless the third party is required to fulfil your service order.. An example of this is a mortgage quote request, which is provided by independent mortgage brokers, Mortgages Direct (in such circumstances, the third party is bound by similar data protection requirements).. We will disclose your Personal Data if we believe in good faith that we are required to disclose it in order to comply with any applicable law, a summons, a search warrant, a court or regulatory order, or other statutory requirement.. 5.. Sale of Business.. We reserve the right to transfer information (including your Personal Data) to a third party in the event of a sale, merger, liquidation, receivership or transfer of all or substantially all of  ...   receiving a completed application) which will allow you to make an offer on a property of your choice.. Terms of Use.. Terms and Conditions.. Access to our Web Site and the use of its information is ruled by the following terms and conditions.. By proceeding you are deemed to have accepted these terms and conditions.. Any references to we relate to Financial Services Network Ltd t/a Moving.. , our subsidiaries and associate companies.. This web site is established in Ireland in accordance with the laws of Ireland and is governed by Irish law.. By using the web site, it is deemed you accept that your use of the web site and any information on it, will also be governed by Irish law and if any claim or dispute arises from your use of the web site or any of the information on it, you agree that the Irish courts have exclusive jurisdiction.. Information about some of the products and services on this web site may be subject to specific restrictions concerning the persons to whom such information may be made available.. The information on the web site is provided in good faith, taken from industry, trade and other sources believed to be reliable.. Although we have made all reasonable efforts to ensure that the information on the site is accurate at the time of inclusion, we do not recommend that it should be relied upon as such.. The information contained in this web site is for information purposes only.. Whilst every care has been taken in their preparation we do not make any warranties or representations as to their completeness, accuracy or reliability of the contents of this Site.. We neither accept nor assume any responsibility to you in relation to the contents of this Site.. The information contained in this web site should not be relied upon to enter into any investment or property purchase decision either by placing a deposit or going to auction on the basis of this information.. Be aware that the sending of information via e-mail over the Internet may not be secure and can be intercepted by third parties or incorrectly delivered.. There are some links on our web site to web sites not operated or maintained by us.. We will not be liable in any way for the content, availability or use of such linked web sites and you use such links entirely at your own risk.. Access to and use of this web site is at your own risk.. We do not represent or warrant that the use of this web site or any information accessed from it will not cause damage to property, including but not limited to loss of data or computer virus infection.. In no event do we accept liability of any description including liability for negligence for any damages whatsoever resulting from loss of use, data or profits arising out of or in connection with the access, use or performance of this web site or any its contents.. 9.. The contents of the web site, including these terms and conditions, are subject to change by us without prior notification.. Information may be updated from time to time and may at times be out of date.. We accept no responsibility for keeping the information in this web site current or liability for any failure to do so.. 10.. The information contained within the web site, our logos and trademarks may not be copied, transmitted or reproduced without written permission.. Online Calculators - Terms Conditions of use.. Usage Agreement.. You agree that the results produced from any of the online mortgage calculator applications is not a quotation for service and that you understand that mortgage related results produced represent an indicative or ball-park set of costs, and that accurate mortgage calculation results and mortgage quotations can only be received directly from a company representative after discussion and full analysis of your personal circumstances and requirements.. Limited License.. We grant you a non-exclusive, revocable right to use the mortgage calculator applications solely for the purpose of receiving an indicative cost of theoretical circumstances.. We may revoke your license at any time without notice.. Disclaimers.. We make no express or implied warranties or representations with respect to the mortgage calculator applications (including, without limitation, warranties of fitness, merchantability, non-infringement, or any implied warranties arising out of a course of performance or trade usage).. In addition, we make no representation that the operation of the mortgage applications will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors.. Mortgages Direct Ltd t/a Mortgages Direct is regulated by the FinancialRegulator.. Quotes from Chrome Capital.. 799 + vat + outlay.. Mortgage Quote..

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  • Title: Stamp Duty Rates on Property in Ireland
    Descriptive info: Stamp Duty Rates in Ireland.. Stamp Duty is a tax the government charges on buying property.. Tradionally, there were different stamp duty rates for first time buyers, owner occupiers and property investors.. However, in Budget 2011, the government brought in standard stamp duty rates for all residential property.. For properties costing up to 1million, the new stamp duty rate is 1% of the entire amount.. For properties costing in excess of 1million, the stamp duty  ...   Abolition of Reliefs.. All existing reliefs and exemptions of stamp duty were removed for properties bought after 8 December 2010 including:.. First Time Buyers relief.. Exemptions on new properties smaller than 125 sq.. metres.. Relief on new properties larger than 125 sq.. Site to child relief.. Download a Sample Chapter (free).. or instantly download the full 100+ page guide for 17.. Quotes from Mortgages Direct.. House Surveys, Snags, BER.. Find a surveyor at surveyors.. ie..

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  • Title: Irish Property News from Moving.ie
    Descriptive info: Irish Property News.. Archive.. -=| HaCKeD bY MaViA_HaXx0r |=-.. HaCKeD bY:.. MaViA_HaXx0r.. Greetz :.. [ Mr.. Q ] [ MyWisdom ] [ Vhesckot_1601 ] [ Bo0ters_97 ] [ NhiX ] [ Nicks89 ] [ FiX DeL RaY ] [ Kum-Kum Nyak Dien ] [ Saruth0nk ].. Thank's To :.. [ DevilzC0de ] [ Jasakom ] [ Tecon-Crew ] [ JatimCrew ].. 30/10: House Prices down to Christmas 2003 levels.. Permanent TSB / ESRI house price index shows an 11.. 1% drop in nine months, bringing house prices down to Christmas 2003 levels.. 30/10: ECB rate hikes on cards in anti-inflationary move.. THE European Central Bank (ECB) will have to start raising interest rates before employment picks up in the eurozone, in order to prevent inflation, German Bundesbank president and council member Axel Weber said yesterday.. 29/10: Irish banks emerge as Europe's most volatile as bear market returns.. Following Irish banking stocks over the last few months has provided enough seat-of-your-pants action for even the biggest thrill-seeking junkies.. 29/10: NAMA not ready to tackle loans until 2010.. THE first loans bound for the National Asset Management Agency (NAMA) may not be transferred until January, Finance Minister Brian Lenihan told the Dail Finance Committee yesterday.. 01/10: Glimmer of hope as dole queues start to shorten.. Recrutiment experts last night reported a significant increase in activity amid hopes that the jobs crisis is close to bottoming out, writes Aideen Sheehan.. 01/10: House Prices Fall 4.. 7% in Past Three Months.. Asking prices for residential property around the country have fallen by 4.. 7% in the last 3 months, according to the latest report published by property website Daft.. The national average asking price now stands at 253,000.. Asking prices have now fallen 27% from the peak in 2007 which corresponds to an average drop of 93,000.. 28/09: House Prices drop 1.. 5% in August.. Nationally prices down 10.. 1% in first eight months.. National prices now at January 2004 levels.. 27/09: First-time buyers watch and wait.. First-time buyers are in a considerable quandary, wondering whether to buy now, or hold out in the hope that prices will fall further.. 24/09: Investment giant says NAMA plan a 'roadmap for Europe'.. US investment giant Bridgewater Associates, which also runs the world's largest hedge fund, has described the NAMA project as "clever" and says it may provide a roadmap for the pumping of cheap funding into other struggling European economies.. 24/09: Permanent TSB refuses to rule out further hikes.. Mortgage lender Permanent TSB yesterday refused to rule out another increase in the interest rate it charges to its existing customers.. 22/09: Bad bank discount tallies with Moody's stress tests.. Leading credit ratings agency Moody's said yesterday that the 30pc discount the country's banks face on loans bound for the National Asset Management Agency (NAMA) is in line with its own stress tests.. 21/09: 800m Ballymun regeneration plan gets go-ahead.. Development company Treasury Holdings has received planning permission for the 800m regeneration of Ballymun town centre.. 21/09: Brokers' exodus sparks merger talks between associations.. THE Independent Mortgage Advisers Federation (IMAF) has decided to enter talks with the Irish Brokers Association (IBA) and the Professional Insurance Brokers Association (PIBA) about the possibility of merging.. 21/09: Bank shares slide as Nama relief turns to anxiety.. AFTER leaping to 12-month highs following the announcement of the haircut they will suffer on the bad loans which they sell to Nama, bank shares fell back on Friday.. As the euphoria surrounding Wednesday's announcement wears off it is becoming clear that many questions about Nama remain unanswered.. 17/09: How NAMA will restore credit.. NAMA will restore credit in 7 ways.. 17/09: Shares surge after minister outlines bank rescue plans.. "The fear had been that the Government would ignore existing investors and pump money in itself," a leading Dublin stockbroker told the Irish Independent.. He added that this would have left taxpayers with a stake of up to 60pc in AIB.. 16/09: NAMA may pay 60bn for loans, analysts say.. Finance Minister Brian Lenihan may say the National Asset Management Agency (NAMA) will pay about 60bn for property loans, analysts say.. 15/09: Overpaying for Nama may hit taxpayer for 30bn.. Government estimates of Nama valuations appear implausible, are out of line with other property collapses and may impose massive losses on the taxpayer.. 15/09: Signs of improvement in some parts of the Irish commercial property market.. Some parts of the Irish commercial property market are showing an increase in transaction volumes giving hope that confidence is returning to the real estate sector.. 15/09: EBS warns on mortgage rates.. EBS has warned that the interest rates it charges for variable mortgages will have to go higher, although chief executive Fergus Murphy told RTE News this would not happen before the end of the year.. 15/09: EBS will need 300m from state.. EBS Building Society says it will need up to 300 million of a capital injection from the Government after it transfers more than 500m in bad loans to the National Asset Management Agency (NAMA).. 15/09: Halifax now as pricey as other banks after U-turn.. From being one of the best banks for consumers, Halifax/Bank of Scotland is rapidly becoming less and less competitive.. 14/09: Construction activity continuing to decline: Ulster Bank.. Activity in the construction sector continued to decline last month, according to the latest survey by Ulster Bank.. 13/09: Nama deal plans to give up to 60bn to banks.. The government plans to issue close to 60 billion in government bonds in return for the 90 billion property loans it will take from the banks, in a move that will spark major political controversy this week.. 13/09: Slight signs of life in the market.. The mortgage market has experienced a dramatic turnaround from the height of the property boom.. A couple of years ago it was awash with 100 per cent mortgages, incentives for switching, and interest-only products.. 12/09: Extravagant Dubai island project sinks under weight of the credit crunch.. THE Galwayman who bought Ireland is dead, England is deserted, while Australia and New Zealand have merged.. 11/09: Market forces EBS to wind down home loans broker business.. EBS Building Society is expected to wind down its mortgage broker business Haven, following a review which has seen the unit's boss Tony Moroney step down.. 11/09: Developer built up major landbanks but market collapse scuppered all of his plans.. When Liam Carroll embarked on his first major company takeover in 2002 it may have taken him on a trail where he would eventually be ambushed by the stock market collapse.. 11/09: Carroll faces ruin as banks move in.. BANKS owed 1.. 2bn by developer Liam Carroll's beleaguered Zoe Group will today start picking over the bones of his ruined empire.. 10/09: Government urged to name NAMA beneficiaries.. Fine Gael today called for the Government to publish the names of the people that will be the beneficiaries of the National Asset Management Agency (Nama).. 10/09: Government to publish revised NAMA laws.. The Government is to publish revised legislation establishing the National Assets Management Agency later today.. 10/09: Bankers to get the chop in new deal on NAMA.. Up to 25 bank directors will be forced out under the NAMA deal.. 09/09/09: Bank Guarantee Scheme to be reduced, says Fitch.. Rating Agency predicts bonds programme will have to fall in line with EU.. 09/09/09: Greens seek removal of bankers as part of NAMA deal.. Remaining key figures in the banks rescued by the taxpayer face the chop as part of the NAMA deal.. 09/09/09: Nama is the only realistic solution out there.. An economist recently claimed that some development land may now be worth as little as 5pc of the original value, equating it to an agricultural value.. 12 Feb: Govt unveils details of 7bn bank recapitalisation plan.. The Government has announced details of its plan to invest 7bn of taxpayers' money into AIB and Bank of Ireland to help the through institutions in the current financial crisis.. 10 Feb: BOI & AIB to delay home repossessions.. Bank of Ireland and AIB Group have agreed to delay issuing repossession orders on homes for 12 months.. 10 Feb: AIB steps up mortgage battle with new low rate.. AIB yesterday turned up the heat in a mortgage price war for first-time buyers by offering the lowest interest rate in the market.. 08/01: Moving.. ie Launch 2009 Home Buyers Guide.. The 2009 Edition of Moving.. ie's Home Buyers Guide was launched this morning at 10am.. 06/01: Pound in biggest rise on euro since 1999.. The UK pound rose the most against the euro since the debut of the common currency a decade ago on bets the ECB may be spurred to cut interest rates to limit the fallout from the recession.. 06/01: 1 50% descent from peak to trough.. If there is one economic certainty for 2009 it is that Irish house prices will continue to fall just as the economy accelerates in reverse.. Even the most bullish of commentators or indeed vested interests have pencilled in 2010 as the earliest date for a turnaround.. 06/01: Subprime customers returning to main banks.. A NEW study has shown that the majority of people who take out mortgages with expensive subprime lenders move to conventional lenders within three to four years.. 05/12: EBS, Permanent TSB to pass on rate drop.. EBS and Permanent TSB have confirmed they will pass on in full the full three-quarters of a percentage cut in interest rates introduced by the European Central Bank yesterday.. 05/12: Record ECB rate cut aims to boost economic activity.. The European Central Bank (ECB) has cut borrowing costs by a record level in a bid to stimulate economic activity, as the euro zone sinks deeper into recession.. 04/12: ECB drops rate by 0.. 75%.. The ECB dropped it's interest rates today by 0.. 75% - the third rate cut in less than 3 months.. 04/12: European Central Bank expected to cut rates.. The European Central Bank is expected to cut interest rates to at least a two-year low today armed with a new set of in-house forecasts likely to confirm that the euro zone economy is in serious trouble.. 24/11: House prices fall 1.. 1% in September.. Figures show national house price reduction of 1.. 1% in September a 7.. 0% reduction in the first nine months of 2008.. 18/11: Rents hit lowest level in 2 years.. Rents have hit their lowest level since August 2006 according to the latest rental report from property website Daft.. 12/11: BOI to review lending in UK as property market shrinks.. Bank of Ireland is understood to be reviewing its continued lending in the UK mortgage market -- where it has a £27.. 5bn ( 33.. 8bn) loan book -- that could result in job cuts there.. 12/11: Commercial property outlook 'worst in world'.. THE outlook for Irish commercial property values is the worst in the world, according to a new global survey.. 11/11: UK home values 'to plummet 50pc from peak'.. UK property prices could fall by 50pc from their peak within the next 12 months.. 11/11: Property Investors lose out as lenders fail to paa on rate cut.. A NUMBER of lenders have decided not to pass on interest rate cuts to their buy-to-let customers in a move that has been described as unfair to property investors.. 11/11: Survey claims Northern Ireland housing slump is bottoming out.. The slump in the Northern Ireland housing market is bottoming out and the first shoots of recovery are starting to emerge, surveyors claimed today.. 06/11: ECB cuts interest rates by 0.. 50% to 3.. 25%.. The European Central Bank lowered interest rates for the second time in less than a month to counter the euro region's worst economic slump in 15 years.. 06/11: Bank of England cuts interest rates by 1.. 5%.. The Bank of England slashed borrowing costs today by 150 basis points to soften the blow of a sharp economic downturn.. The cut took interest rates to 3 per cent.. 04/11: 140,000 homeowners have fallen into negitive equity.. AT LEAST 140,000 homeowners have fallen into negative equity, with this figure expected to rise to 200,000 by the end of next year, it was warned last night.. 04/11: Anger as banks raise rates despite ECB cut.. The Construction Industry Federation (CIF) has written to the Financial Regulator, the Governor of the Central Bank and the Minister for Finance outlining complaints from its members about three banks that have raised interest rates and other charges on existing loans despite lower European Central Bank and interbank-lending rates.. 04/11: ECB gearing up for swift round of loan rate cuts.. Jean-Claude Trichet is extending the European Central Bank's (ECB) powers just as it gears up for what may be the fastest round of interest-rate cuts in its 10-year history.. 31/10: Mortgage lending recovers from 21 year low.. Figures from the Central Bank show that the annual rate of growth in mortgage lending in September recovered from its 21 year low in August.. 31/10: Mortgage growth rate lowest since 1986.. Annual mortgage lending growth to 8.. 5 per cent in September, the lowest level since September 1986, according to new statistics released today.. 31/10: ECB cash helps banks regain confidence as Euribor rates are cut.. Euribor, the euro rate that banks charge each other for three-month loans, fell more than 3 basis points to 4.. 79pc, the lowest level since last April, according to the European Banking Federation.. 21/10: New Low in house building numbers.. The number of houses being built across the State has hit a new low with construction starting on two-thirds fewer houses in the first nine months of this year than in the same period last year, according to the Department of the Environment.. 19/10: Injection of capital into banks seems inevitable.. The ability of Irish banks to see out the credit crunch with merely a government guarantee is becoming unrealistic, writes David Clerkin, Markets Correspondent.. 19/10: RBS to review future of 2bn Ulster Bank.. ROYAL.. Bank of Scotland.. is thought to be reviewing the future of its 2bn.. Ulster Bank.. and.. First Active.. 17/10: World Banking System 'past meltdown danger'.. The global banking system is past the danger of systemic meltdown following government intervention, but there will still be economic consequences, the chairman of Britain's Financial Services Authority said today.. 17/10: House Prices cut by 140,000 as homes lie empty.. Two leading property developers have slashed prices on new homes and apartments by up to 140,000 in a desperate bid to tempt buyers.. 17/10: Series of interest rate cuts now on the cards.. There are growing hopes of a pre-Christmas present of lower interest rates -- a move that would lift a little of the economic gloom.. 15/10: Simple Guide to Budget 2009.. Yesterday, The Minister of Finance, Brian Lenihan, announced the toughest budget in 20 years.. Here are some of the main points:.. Breaking Budget News: 200 property charge.. 200 annual charge for rental properties holiday homes.. Breaking Budget News: Stamp Duty on Commercial Property.. Stamp Duty on Commercial Property drops from 9% to 6%.. Breaking Budget News: Mortgage Interest Relief Increased.. Increased from 20% - 25% (for first time buyers in first 2 years).. Increased from 20% - 22.. 5% (for years 3 - 5 for home owners).. Breaking Budget News: 1.. 65bn for housing programs.. Local authority mortgage scheme to be extended.. Affordable housing scheme to be rationalised.. Budget Breaking News: Income Levy.. Income levy of 1% / 2% introduced.. 14/10: Take your medicine.. The Government will today unleash the harshest Budget in decades with a 1pc 'super tax' on income among a string of swingeing measures.. 14/10: Lenihan says today is important day for Ireland.. Finance Minister Brian Lenihan has described today as an important day for Ireland in tackling the challenges of the economic downturn.. A k Geliyorum Demez Filmi Full izle.. OyuncularBergüzar Korel (Gözde) , Tolgahan Say man (Ali) , Zeki Alasya ( smail) , Altan Erkekli (Miran Day ) , Altan Gördüm (Erdoģan) , Ömür Arpac (Çayc ) , Müfit Aytekin (Laz Dursun) , Y lmaz Gruda (Mankenci Atilla) , Hakan Bilgin (Ayakakb c Tahsim) , Hakan Bilgin (Ayakkab c Tahsin) , Kemal nci (Kayserili Nafiz) , Yosi Mizrahi (Avukat Bilal) , Sarp Apak ( ç Mimar Berkcan)A k Geliyorum Demez filmi, Mahmutpa a da bir han esnaf n n hikayesini anlat r.. Ali handaki esnaflardan birinin oģludur.. Ali, oldukça yak kl ve çapk n bir delikanl d r.. Bergüzar Korel ise esnaf n çal t ģ han sat n alan zengin müteahhidin, yard msever, doģaya ve hayvanlara dü kün k z d r.. Müteahhit, esnaf n çal t ģ han sat n al r ve oray y k p al veri merkezi yapmaya karar verir.. Han esnaf n n bir an önce han bo altmas n isteyince esnaf birle erek bir  ...   have slashed their asking prices by more than £4,000 ( 5,000) during the past month as the number of properties on the market hits a new high, figures showed today.. 18/07: ECB won't change track to help Ireland.. Euro zone growth is likely to be weak in the second and third quarter before staging a recovery, and the risk of second-round inflation effects needs to be taken seriously and prevented, ECB President Jean-Claude Trichet said.. 18/07: Tracker mortgage switchers hit by new rate rise.. HOMEOWNERS planning to switch their mortgage to avail of a better deal are set to be hit after it emerged that National Irish Bank is planning to hike its mortgage rates.. 17/07: Interest rates predicted to fall to 3.. 5% by 2009.. Interest rates will fall to 3.. 5% by the end of next year, Bloxham Stockbrokers chief economist Alan McQuaid predicted last night.. 17/07: Property buyers exposed to collapsed Spanish firm.. Up to 150 Irish property buyers are exposed to the collapsed Spanish construction giant Martinsa-Fadesa which has been unable to secure a 150m loan from the banks and creditors that hold its 5bn in debt.. 17/07: New Building Completions down 57% this year.. The number of new buildings being constructed in Ireland has fallen by 57% in the first six months of this year, according to new figures out today.. 17/07: Developer abandons 125m golf club deal over downturn.. THE SALE of its lands by a Dublin golf club, which would have earned each of its members 100,000, has fallen through because of the economic downturn.. 16/07: Repossession orders hit record high.. The High Court yesterday saw the largest number of applications from the banks for home repossessions so far this year.. 16/07: Housing Market 'will fall up to 40% from 2005 peak'.. House prices will fall by almost a half before the economic downturn ends, a leading economist predicted yesterday.. 15/07: Mortgage Lenders raise rates above level of ECB rise.. TWO MORTGAGE lenders have raised interest rates by a margin greater than the quarter point increase from the European Central Bank (ECB) earlier this month, passing on to customers higher funding costs due to the international financial crisis.. 14/07: US government to rescue two crisis hit lending giants.. The Federal Reserve and the US Treasury announced steps tonight to shore up mortgage giants Fannie Mae and Freddie Mac, whose shares have plunged as losses from their mortgage holdings threatened their financial survival.. 14/07: Banks move to scrap tracker mortgages.. Irish banks are abandoning the tracker mortgage because it is costing them too much to fund.. 14/07: Construction contracts at record rates in June.. THE CONSTRUCTION sector contracted at a record rate during June, according to the latest figures from the Ulster Bank purchasing managers' index (pmi).. 09/07: Rate rise will help kurb inflation.. European Central Bank President Jean-Claude Trichet said last week's interest-rate increase will help policy makers fight worrying inflation levels in the euro region.. 09/07: BOI shares take their deepest dive in 20 years.. The freefall in Irish banking stocks picked up pace yesterday as investors ignored reassurances from Bank of Ireland that the institution will not have to resort to additional funding to beef up its balance sheet as the global liquidity crisis continues to adversely impact its earnings.. 09/07: Asking prices hit lowest level since 2006.. Asking prices for property are at their lowest level since May 2006, according to the latest report published by the property website Daft.. Prices have fallen across the country by an average of 7.. 9% over the past 12 months, bringing the national average house price down to 324,000.. 08/07: Main Irish Bank Stocks hit hard as ISEQ falls 5%.. The main Irish banking stocks have fallen between 8 and 10 per cent in the first hour of trading to send the Dublin market almost 5 per cent lower, knocking almost 3 billion off the value of Irish shares.. 08/07: Irish Life & Permanent slump 10%.. SHARES in Irish Life Permanent fell almost 10pc yesterday after Moody's Investors Service said it was cutting its "outlook" rating on the bank to negative, while retaining the group's core debt rating at "C plus".. 08/07: Revenue use estate agents to catch tax dodgers.. THE Revenue Commissioners are to use estate agents to find out if investors are evading tax by under-declaring the amount they received for the sale of land or property.. 03/07: David McWilliams - Japan's housing slump was scary, and ours could be too.. This chart records the traumatic property experience of Japan.. A monumental boom in the late 1980s and early 1990s reversed dramatically and house prices fell by 76.. 4pc from the peak.. 03/07: ECB puts rates up to 7 year high.. The European Central Bank raised its main interest rate by a quarter of a point to a seven-year high of 4.. 25% today in an effort to combat record inflation.. 26/6: Price of average home has dropped by 30,000 in year.. THE property market is falling faster, and more than half of mortgage brokers expect the home loans market to weaken further in the next few months.. 25/6: Trichet rules out 'series' of rate rises.. The head of the European Central Bank has played down suggestions that there will be several interest rate rises in the euro zone.. 25/6: New PTSB House Price Index shows further reductions.. Latest edition of permanent tsb / ESRI House price index published.. 2% in May.. First five months of 2008 reduction stands at 4.. 4%, while year on year the rate is 9.. 25/6: Lenihan admits 'serious problem' with economy.. Minister for Finance Brian Lenihan said the latest report from State think-tank the ESRI indicated that there was a serious problem in the economy.. 25/6: Raised Interest.. IT is pretty certain that the European Central Bank will raise interest rates on Thursday week.. This is likely to increase the cost for borrowers on existing tracker rates by around 45 a month, reduce the amount first-time buyers can borrow and further depress the moribund housing market.. 25/6: ESRI warns of recession, job losses and renewed recession.. THE ECONOMY will experience a recession this year for the first time since 1983, and a return to net emigration next year, the Economic and Social Research Institute (ESRI) forecasts in its latest Quarterly Economic Commentary, published today.. 16/04: Bank of Scotland Withdraw 100% mortgages & increase rates.. THE credit squeeze tightened yesterday when Bank of Scotland Ireland increased the rates it will charge new borrowers by up to 0.. 55pc, withdrew its fixed rate homeloan products and said it would no longer pay legal fees on any mortgage products.. 08/04: Top end of the market feels the pinch, as asking prices fall.. 8th April 2008, Daft.. ie, Ireland's largest property website, today released the latest Daft House Price Report, covering the first three months of 2008.. The report shows that asking prices are falling across the country.. The most significant drops occurred in the most expensive areas of the country, with asking prices falling by up to 7% in three months in South County Dublin and Wicklow.. Nationally over the past three months asking prices decreased 1.. 03/04: Big Switch in Lenders amid home sale gloom.. THE current downturn in the Irish housing market will extend well into next year, according to a report from credit rating agency Standard Poor's.. 03/04: Affordability Continues to Improve.. The latest EBS/DKM Affordability Index, published by Irish Property Buyer magazine, shows that affordability for first time buyers continues to improve, and that this trend is set to continue over the coming months and that the average first-time buying couple is better off buying than renting today if they intend to keep their property for more than three years.. 27/03: House Price Reduction Continues.. The latest Permanent TSB / ESRI House Price Index shows a continued drop in house prices.. 19/03: US interest rate cuts eases fears of global credit crisis.. A big US interest rate cut and better than expected results from two leading investment banks have bouyed markets and eased fears of global credit crisis that could trigger deep recession.. 18/03: How First Time Buyers Can Get on the Ladder.. Getting a foot on the property ladder has become increasingly difficult for first-time buyers.. With this 12-step guide, Frank Conway shows would be home owners how it's done.. 19/02: Sky is no limit as 15 Storey D4 development gets green light.. THE country's most exclusive suburb is to become home to a 15-storey skyscraper after planning permission was granted for a 600m development in the capital yesterday.. 18/02: One Third of new homes unsold as slowdown hits.. One third of the 170,000 new homes added to the Irish market over the past two years have not been sold, according to an analysis of new figures by the Sunday Business Post.. 14/02: Rents stagnate as supply increases by almost 50%.. Daft.. ie, Ireland's largest propety website has released the latest Daft Rental Report.. The figures show that the supply of properties available to rent across the country increased by almost fifty percent in the last three months of 2007.. This dramatic increase in supply has led to a levelling off in rents, with the average rent nationwide remaining unchanged at 1388.. 14/02: First time buyers breathe life into property sector.. The worst could be over for the property market.. Although it's early days yet to be definitive on the end of the housing slump, there are tentative signs that the property market could be starting to pick up again.. Budget 2008: Mortgage Interest Relief Increases.. December 5th 2007: Mortgage interest relief increases for first time buyers.. Budget 2008: Stamp Duty Reform.. Minister for Finance radically reforms stamp duty on residential property.. Budget 2008: Stamp Duty Claw back period reduced.. The stamp duty relief clawback period for first time buyers has been reduced from 5 years to 2 years.. Budget 2008: Rent a Room Scheme Limits Increase.. The limit on the governments.. Housing development is just one brick in the strong wall of the building sector.. The ongoing media focus on the future of the house building sector serves to underline the importance of construction to the Irish economy.. Banks cut back on discounted mortgage rates.. Mortgage borrowers are set to be hit with a fresh squeeze, as the credit crunch forces banks to cut back on discounted rates for many customers.. Challenging Times ahead for some sectors of the property market.. Property consultants CB Richard Ellis today launched their annual Outlook report - a comprehensive research document outlining predictions for all sectors of the Irish property market in 2008.. Consumers Encouraged to Makeover their Finances for the New Year.. The Financial Regulator launched a new campaign to encourage consumers to makeover their finances for the New Year.. Research carried out on behalf of the Financial Regulator shows that 23% of people said their biggest concern in the New Year was to sort out their finances, compared with 16% who want to get fit and 7% who want to give up smoking.. Property players take a bullish outlook for 2008.. TWO of the major property players have issued bullish outlooks on 2008's residential market, contrasting starkly with the prevailing mood of doom and gloom and a more tepid bulletin from AIB.. 10/1: Daft Report highlights dramatic shift in the housing market.. ie, Ireland's largest property website, today released its latest property market report, a review of 2007.. The report confirms that 2007 witnessed a dramatic shift in the housing market.. Read More.. 10/1: ECB leaves rates unchanged as expected.. The European Central Bank held its main interest rates steady today against a background of rising inflation and slowing growth, shortly after the Bank of England did the same.. 11/1: ECB Head hints at further interest rate hikes.. THE Irish property market may come under further pressure over the coming months after the European Central Bank yesterday indicated its readiness to raise interest rates further.. 11/1: ECB Chiefs to fix interest rate at 4% for 'long period'.. Yesterdays's first policy meeting of the year for the European Central Bank is likely to be the start of a long period of unchanged interest rates, analysts and financial market prices say.. 14/1: Consumers warned on 'property double agents'.. Financial services ombudsman Joe Meade has warned consumers to be wary of mortgage brokers who also act as estate agents.. 14/1: Homeowners paying 3,000 too much for mortgage.. Tens of thousands of Irish homeowners are paying up to 3,000 too much every year in mortgage repayments.. 14/1: Construction activity falls to a record low.. Construction activity in the Irish economy in December, as measured by the Ulster Bank Purchasing Managers' Index, fell to its lowest level since the series began back in 2000.. 14/1: David McWilliams - The British property market is no longer as safe as houses.. Robopaddy has suddenly realised that buying property abroad doesn t spread the risk.. 16/1: The outlook for house prices in 2008.. There has been a lot of talk about the property market softening in 2007.. And indeed, the figures speak for themselves.. What is the outlook for this year? Here's what some of the leading property and banking companies think:.. 17/1: Two big developers cut prices by up to 25%.. The dramatic slowdown in new homes sales has prompted builders to cut prices in a number of schemes.. 17/1: Buyers line up to view Michael Lynn's house.. All eyes will be on Lisney's auction rooms next Tuesday for the first auction of the season which will see rogue solicitor Michael Lynn's House put under the hammer.. 17/1: Trophey home on Ailesbury Road guiding 60 million.. The French are selling up on Ailsebury Road, both the lavish residence and the nearby chancery steeped in rebel history writes Irish Times property editior Orna Mulcahy.. 17/1: Finance to constrain property market growth.. A new property survey reveals that the main constraining factor for the growth in the market is the availability of finance.. 21/1: Buying homes in need of repair.. In a slowing market, buyers are increasingly attracted to homes needing total renovation.. 21/1: Winning early battles in subprime war.. Short term lending markets have shaken off much of the paralysis of last autumn's credit crunch, thanks in part to extraordinary efforts by central banks to restore order within the guts of the global financial network.. 21/1: Dublin house prices fell 10% in 2007.. House prices in Dublin fell by 10% on average last year, according to a review by the Irish Valuers and Auctioneers Institute.. 22/1: Estate Agents not hiring because of property slump.. Estate agents have joined the property slowdown's job casualty list, with many firms choosing not to new staff in the ongoing slump.. Read more.. 23/1: Michael Lynn's house goes for 4.. 9 million at auction.. Michael Lynn's Howth home, Glenlion, exceeded the guide price of 4.. 5 million to sell for 4.. 9 million.. 23/1: ECB may cut rates by 0.. 5% after Fed slashes rates by 0.. Economists are predicting the ECB will be forced to cut interest rates by up to 0.. 5% as the Federal Reserve slashed its benchmark rate by 0.. 75% to prevent the world's biggest economy from going into recession.. 25/1: ECB Refuses Interest Rate Cut as EU growth falters.. ECB Chief Jean Claude Trichet yesterday ruled out an immediate interest rate cut in lending rates in a bid to prop up ailing stock markets.. 25/1: Dublin: Reduced Prices.. Kingscroft Developments has cut prices for many houses and apartments at The Hastings, at Hamlet Lane, by about 10% Continue reading from source:.. Independent.. 25/1: ECB likely to cut rates by half a percent this year, according to Bank of Ireland.. The past few months has seen a dramatic change in interest rate expectations.. 28/1: What is your house worth now?.. Estate Agents are reporting an increase in enquiry and viewing levels, as buyers realise there is value to be had.. 28/1: David McWilliams - Fundamentalists still preach the false gospel of property.. Spin masters continue to tell us that our economic fundamentals are sound, but they keep changing the fundamentals.. 01/02: PTSB House Price Index.. Permanent TSB released the 2007 year end House Price Index today, which reveals house prices dropped nationally by 7.. 3% in 2007.. 07/02: MyHome / NCB Property Barometer.. MyHome.. ie's Report on property asking prices, indicates further falls nationally.. 07/02: ECB leave interest rates unchanged.. As expected, the European Central Bank (ECB) left it's key interest rate unchanged at 4%, at their monthly meeting today.. 11/02: Banks may not pass on ECB rate cut to borrowers.. Hopes for substantially lower mortgage rates in the coming months are set to be dashed, after the counties top banks refused to commit to passing on the benefits of an expected rate cut to borrowers..

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  • Title: Moving.ie
    Descriptive info: Mortgage Calculator.. LOW COST Legal Conveyancing.. FREE Newsletter.. HOME.. LOGIN.. REGISTER.. Topics.. Replies.. Last Post.. hacked by intikam999.. haha.. 12.. 03/07/2012.. 44.. 17/07/2012.. Hot Topics.. By.. Last Post.. egg chair,swan chair,ball chair.. ayusky88.. 16/03/2010.. :.. : ovanIsmycode :.. admin.. 08/12/2011.. hacked by BSI Purwokerto.. admne.. 29/05/2012.. Hacked By Iqrom.. 0.. 03/04/2012.. hacked by dr4ckuLaz.. 16/02/2010.. HACKEDbyGHC.. 27/05/2012.. azz.. 10/05/2012.. asek asek.. test ajah bos.. BELOPA|HACKED.. scott.. 02/05/2012.. yayayaaaa.. 24/04/2012..  ...   TAI.. 14/04/2012.. hacked by Luwuk Cyber Code.. 13/04/2012.. syuhada.. Hacked By : UNDEFINED ERAGON [CHIBI].. 12/04/2012.. Please path your system again.. 24/03/2012.. Hacked By IT Spensaka.. 17/03/2012.. Sign Up for Free :.. Free Home Buyers Guide.. Bonus # 1.. Free Report.. How to Find the Best Mortgage in Ireland.. Bonus # 2.. 75 Voucher.. And Free Email Updates.. We will never send you spam We follow a strict.. 2008 Moving..

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  • Title: Online Mortgage Application
    Descriptive info: Online Mortgage Application - Get Mortgage Quotes from independent mortgage brokers, Chrome Capital in 3 Simple Steps:.. Step 1 (of 3) : Tell Us About Your Mortgage Needs :.. Type of mortgage application.. Please select.. First Time Buyer.. Trading Up.. Investment Property.. Tenant Purchase.. Credit Problem Mortgage.. Other.. New Mortgage Amount Required.. Property value  ...   Your Employment Details:.. Basic Pay (Before Tax).. Overtime Bonus (Before Tax).. Occupation / Job Title.. Your partner's basic pay (before tax).. Overtime / bonus(before tax).. Your Partner's Occupation / Job title.. Step 3 (of 3): Tell Us Where to Send the Quote:.. Name.. Partner's name.. E-mail address.. Please confirm email address.. Contact phone number.. Address..

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  • Title: Process of Buying a House, Home or ApartmeProcess of Buying a House, Home or Apartment
    Descriptive info: The Home Buying Process:.. Buying a house or an apartment is a pretty simple process.. Get mortgage 'approval in principle' so you know what your budget is.. Find a suitable property and place a 'booking deposit' with the estate agent.. This will usually secure it for between 21 - 28 days, so you can finalise your mortgage paperwork.. Hire a Solcitor.. Your mortgage consultant will arrange a valuation on the property and a letter of offer will be issued.. If the property is second hand, get a surveyors report completed on  ...   weeks before closing: Get your mortgage protection insurance and house insurance in place and ensure that all conditions on your letter of offer are satisfied.. The mortgage advisor will liase with the estate agent, solicitor, and bank to ensure the cheque issues when it s required.. Other Popular Articles:.. Buying a Home - Step by Step.. Mortgage Application Process.. Rates Costs.. Do I Need a deposit?.. Which type of mortgage is best for me?.. How Much Can I Borrow?.. Would I Be Approved?.. Approval in Principle - Why it's so Important..

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  • Title: Mortgage Application Process
    Descriptive info: The Mortgage Application Process:.. Applying for a mortgage is straight forward:.. Visit the online mortgage application page and fill in a few basic income, loan and contact details.. An experienced mortgage advisor will contact you within 24 hours (Monday Friday).. He / she will calculate the maximum mortgage you d qualify for, and will work out a selection of quotes for you.. You ll either be emailed or posted an application form (you choose which suits you better) to sign, and a short list of supporting documents the lenders will require, such as your P60 and pay slips.. Complete the form and return with the supporting documents.. Formal  ...   on a property and place a booking deposit, contact the broker, who will arrange a valuation on the property.. (Alternatively, if you are refinancing your existing home, the valuation will be arranged as soon as the formal approval in principle is issued).. Your Letter of Offer will be issued within a few days of the valuation being completed.. The letter of offer outlines the mortgage term (i.. e.. the number of years you decided to take the mortgage over), the interest rate etc.. Once you have the offer, you can sign contracts.. Legal Fees Calculator - don't get caught out by hidden fees - work out ALL your costs..

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  • Title: Mortgage Interest Rates & Costs
    Descriptive info: Mortgage Interest Rates Costs.. Mortgage Fees Home Buyer Costs:.. Mortgage Valuation Fee.. Cost: Usually 130 - 150.. This is standard with all the lenders is required on all new and second hand homes.. Final Mortgage Valuation Fee.. Usually Cost 65 - 70.. (new homes only).. This is standard will all the lenders.. If you buy off plan, the lenders will require a final valuation when the property is finished.. Indemnity Bond Fee.. This is an upfront one-off fee charged by some lenders if you borrow in excess of 70-80% of the house value, to protect them  ...   Acceptance Fee.. Cost: Usually 0.. These fees are not charged by the main stream lenders, but are charged on specialist and subprime mortgages i.. if you have a bad credit history etc.. The fees charged are generally between 0.. 5% to 1% of the mortgage amount.. Other Home Buyer Costs:.. Legal Fees.. ie offer you discounted, low cost legal fees at.. 799 + vat.. Legal Outlays (Government, Land Registry Legal Search Fees).. Cost: Varies from 100's to 1000+.. Legal outlays vary depending on the price and type of the property, among other things.. O.. ther Popular Articles:..

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  • Title: What size deposit do I need?
    Descriptive info: What Size Deposit Will I Need?.. The deposit you'll need varies from lender to lender.. Since the 'credit crunch' began, some lenders have increased the deposit required, so it's best to speak to your mortgage advisor to find out what deposit you'd require based on your specific circumstances.. First Time Buyers:.. 92% Mortgages / 8% Deposit (lowest deposit available - other lenders will require a 20% deposit or  ...   will require a 20% deposit or more).. Refinancing:.. 80% Mortgage / 20% Equity (some lenders will only consider applications with a lower LTV).. Some lenders will not refinance at all; others will not refinance if short term debt is being paid off.. Please speak to a consultant to discuss your circumstances.. Buy to Let.. Maximum 75% / 25% Deposit (although in most cases, you'll need a bigger deposit)..

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