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    Archived pages: 11 . Archive date: 2012-11.

  • Title: Value At Risk Limited
    Descriptive info: .. Telephone :.. 091 761658.. Fax :.. 091 761654.. Email :.. info@valueatrisklimited.. ie.. First Floor Technology House, Galway Technology Park, Parkmore, Galway.. Home Page.. About Us.. What is Value At Risk ?.. Services Provided.. Links Page.. Desktop VAR Service.. 1.. 2.. 3.. 4.. Welcome to Value At Risk Ltd.. Established and managed by a Chartered Quantity Surveyor and Chartered Builder, Value At Risk Ltd.. provides reliable and non-subjective advice to property owners for the purposes of establishing the reinstatement cost of buildings.. - Desktop  ...   VAT.. per building type, regardless of size.. To view a sample of our Desktop VAR Service, please.. click here.. To avail of this service please.. - On site Value At Risk assessment.. This is a bespoke service tailored to meet client s requirements.. Please view our.. Services Provided.. for more information.. Apply Online.. Click here.. to apply online for a Desktop Value At Risk Report for your building.. Copyright © 2011.. Value At Risk , All rights reserved.. Site Designed & Developed by OntheWeb..

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  • Title: Value At Risk Limited
    Descriptive info: Value At Risk Ltd.. was founded and is managed by Chartered Quantity Surveyor and Chartered Builder, Shane Nash.. A graduate of Trinity College Dublin, Bolton Street Dublin Institute of Technology and University College Dublin, Shane is also a member of the Society of Chartered Surveyors of Ireland, the Royal Institute of Chartered Surveyors, the Chartered Institute of Building, the Chartered Institute of Arbitrators and the Society of Construction Law.. Having worked within the Irish Construction Industry for over fourteen years, Shane has accumulated a wealth of experience in a number of capacities within the realm of surveying and construction..  ...   Since it s commencement in 2007 SN & Associates Ltd.. have had an on-going involvement in the provision of consultancy services to individuals and companies involved with the Irish Insurance Industry.. It was through this involvement that the potential was realised for reliable and non-subjective advice which assists property owners to establish the reinstatement cost of their buildings for the purposes of insurance cover, at a reasonable and affordable price.. All services provided by Value At Risk Ltd.. are completed by competent and highly qualified professionals.. We pride ourselves in the delivery of an efficient, expeditious and reliable service..

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  • Title: Value At Risk Limited
    Descriptive info: Email :.. The term.. Value At Risk.. in respect of insurance essentially refers to the insurable value of an individual s or company s assets or interests.. It can relate to a range of interests including contents, machinery, stock, loss of rent, business interruption, buildings, etc.. Value At Risk Limited.. advise as to the appropriate value at risk value for buildings.. Our personnel are highly qualified and experienced in both building construction and construction cost management.. The cost of under-insurance and over-insurance for individuals and businesses in respect of buildings amounts to millions of euro annually in Ireland at present.. If a building is insured for more than it s reinstatement cost then the policy holder is paying more insurance premium than they will enjoy benefit for.. Conversely if a building is under insured, it will cost the  ...   an underinsurance situation, in the event of a claim, the loss adjuster will average the compensation paid.. The.. principle of average.. means that the amount of the claim payment will be reduced proportionally if the property was not insured to the full amount of its replacement cost.. --------------------------------------------------------------------------------------------------------------------------------.. For example, if a fire causes 350,000 of partial damage, the building is insured for 1,000,000 but its true value is determined to be 2,000,000, the pay-out will be as follows;.. Payout = Value of Claim x (Sum Insured ÷ Actual Value).. Payout = 350,000 x ( 1,000,000 ÷ 2,000,000) = 175,000.. This would leave the owner with an underinsurance shortfall of 175,000.. In order to avoid both underinsurance and over insurance it is therefore essential to have your building insured for the correct sum or appropriate.. value at risk..

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  • Title: Value At Risk Limited
    Descriptive info: As noted in more detail below, Value At Risk Ltd.. provides guidance and advice to individuals or businesses in respect of establishing the value for which buildings should be insured.. We provide two distinct services in this respect which are as follows;.. - Desktop Value At Risk service :.. Data which is specific to the building being insured including building type, location, information on various building components, etc.. is forwarded to Value At Risk Ltd.. A Chartered Quantity Surveyor then analyses the information received and forwards a qualified estimate as to the approximate Value At Risk for the property.. The aim of this service is to offer basic nonetheless substantiated reinstatement cost advice at an affordable price.. - On site Value At Risk assessment :.. This service involves carrying out a detailed inspection at the property in question.. Our qualified surveyors examine in detail all aspects of the building.. Full measures of the relevant building areas are undertaken.. All collated information is then assessed with a full report including the resultant Value At Risk figure subsequently issued to the client.. To avail of this service please contact our office or.. email.. us to arrange an appointment.. The above mentioned services are provided to a range of clients, including the  ...   to individuals who wish to establish the value at risk for their private residence, holiday home or buy to let residential property.. However the establishment of reinstatement costs for buildings other than residential properties is somewhat more complicated.. This is primarily due to the large range of building types and specifications in existence.. It is extremely difficult if not impossible to apply standard cost per square metre rates to such buildings with any degree of accuracy.. have carried out extensive and wide ranging analyses of building cost data and have established a system of estimating building reinstatement costs which can be generated from the scrutiny of certain critical information in respect of a building s type, size, specification, etc.. One of our primary services involves the generation of a value at risk estimate from data provided to us by property owners or their representatives.. We undertake a desktop analysis of the data and establish a guideline cost for the value at risk.. Whilst this in itself should not be relied upon as being a definite assessment of the exact value at risk for a particular building, it gives property owners a good indication as to the value to be insured,relative to the information submitted to Value At Risk Limited..

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  • Title: Value At Risk Limited
    Descriptive info: Links.. The Society of Chartered Surveyors Ireland.. The Insurance Institute of Ireland.. The Chartered Institute of Builders.. LinkedIn..

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  • Title: Value At Risk Limited
    Descriptive info: Desktop Value At Risk service :.. The main service offered by Value At Risk Ltd.. is our Desktop Value At Risk Report which involves the submission of information via an online facility.. The cost of this facility is.. 95 excluding VAT.. which is applicable at 21%..  ...   with the exception of buildings involving multiple types which is discussed in more detail in our User Guide.. This fee is payable online via.. Paypal.. at time of application.. To view our User Guide, please.. To view our Terms & Conditions, please.. To apply online now, please..

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  • Title: Value At Risk Limited
    Descriptive info: c.. Name of Building Owner / Owners :.. -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------.. Email Address for return of VAR Report :.. Address of Building.. Approximate age of building (years).. Building Type.. -Select-.. Apartments.. Banks.. Basment (Car Parking).. Basment (Storage).. Bus Depots.. Car Garages.. Cinemas.. Civic Offices.. Club Houses (Sports).. Community Centres.. Court Houses (Modern).. Creches.. Factories (Chemical).. Factories (Electronic).. Factories (Shell & Core).. Farm Buildings (Hayshed).. Farm Buildings (Machinary Shed).. Farm Buildings (Slatted Unit).. Farm Buildings (Horse Stables).. Farm Buildings (Grain Store).. Farm Buildings (Indoor Arena).. Fire Stations.. Garda Stations.. Golf Driving Ranges.. Gynmasiums.. Health Centres.. Hospitals.. Hostels.. Hotels - 3 star.. Hotels - 4 star.. Hotels - 5 star.. Mortuary.. Nursery.. Nursing Homes.. Offices (Shell & Core).. Offices (Including High Level Fitout).. Offices (Including Standard Fitout).. Petrol Stations (Basic Standard).. Petrol Stations (High Standard).. Prisons (Standard).. Prisons (High Security).. Private Housing (Detached).. Private Housing (Semi-Detached).. Public Houses (Including High Level Fitout).. Public Houses (Including Standard Fitout).. Restaurants (High Level Fitout).. Restaurants (Standard Fitout).. Restaurants (Take Away Outlets).. Retail Space (Shell & Core).. Retail Warehouses.. Schools (Primary).. Schools (Secondary).. Shopping Centres.. Shops (Basic Fitout).. Shops (High Level Fitout).. Shops (Shell & Core).. Sports Centres.. Sports Centres (Including Pool).. Sports Club Houses.. Sports Halls.. Sports Stadia.. Supermarkets.. Theatres.. Universities.. Veterinary Hospitals.. Warehouses (Including Offices).. Warehouses (Industrial).. Warehouses (Retail).. Workshops.. Number of Storeys.. 5.. 6.. 7.. 8.. 9.. 10.. 11.. 12.. 13.. 14.. 15.. Area of Building (m2).. Average Storey Height (millimetres).. A - Height not exceeding 2400mm.. B - Height 2400 to 3500mm" >B - Height 2400 to 3500mm.. C - Height 3500 to 4500mm.. D - Height 4500 to 5500mm.. E - Exceeding 5500mm high.. What best describes the main building structure?.. A - Brickwork / Blockwork.. B - Concete.. C - Timber.. D - Steel.. E - Mixture of some of the above.. F - None of the above.. Location.. Carlow.. Cavan.. Clare.. Cork.. Donegal.. Dublin (City).. Dublin (County).. Galway.. Kerry.. Kildare.. Kilkenny.. Laois.. Leitrim.. Limerick.. Longford.. Louth.. Mayo.. Meath.. Monaghan.. Offaly.. Roscommon.. Sligo.. Tipperary.. Waterford.. Westmeath.. Wexford.. Wicklow.. Relative Location.. (a) Rural.. (b) Sub-urban.. (c) Urban.. (d) Town Centre.. (e) City Centre.. Foundations (1-5).. 1 = Good ground conditions.. 2 = Ground conditions between types 1 3.. 3 = Ground conditions with some moderate complications.. e.. g.. Soft subsoil / Some rock / high water table.. 4 = Ground conditions between types 3 5.. 5 = Very problematic  ...   Little or no internal finishes.. Basic finishes to landlord areas).. Standard tiling floor finishes, standard joinery).. Porcelain tiling, hardwood veneer joinery).. 5 = High quality finishes (e.. Marble floor wall tiling, solid hardwood joinery).. Fittings Furnishings (1-5).. 1 = Little or no internal fittings furnishings.. Basic fittings to landlord areas).. 3 = Standard internal fittings furniture (e.. Veneered mdf, softwood, etc.. Hardwood veneer built in furniture).. 5 = High quality fittings furniture (Hardwood, marble, stainless steel, etc.. Mechanical Electrical Generally (1-5).. 1 = Very Basic Mech Elec (Basic Lighting, Power points).. 2 = Extent of M E between scenarios 1 3 (e.. Basic Mechanical Electrical fittings to landlord areas).. 3 = Standard Mech Elec (e.. g General light heat requirements, sanitary ware, services, etc.. 2 = Extent of M E between scenarios 3 5.. 5 = High specification Mech Elec (Air conditioning, renewable energy technology, high specification lighting, etc.. Lifts Finishes Specification (0-3).. 0 = Not applicable.. 1 = Basic Lift Finishes Specification (e.. Painted mild steel, painted timber, marmoleum floor).. 2 = Mid Range Lifts Specification (e.. Some stainless steel, some mirrors, porcelain tiling to floor).. 3 = High Specification Lift Finishes Specification (e.. All stainless steel / glazing / mirrors, marble or stone tiling to.. 0.. Stairs Finishes Specification (0-3).. 1 = Basic Stairs Finishes Specification (e.. Softwood timber, basic tile treads risers, etc.. 2 = Mid Range Stairs Finishes Specification (e.. Hardwood timber, Marmoleum, porcelain tiles to treads risers).. 3 = High Specification Stairs Finishes Specification (e.. Stainless steel, toughened glazing, etc.. Area of Landscaping (m2).. Landscaping Specification (1-5).. 1 = Little or no landscaping.. 2 = Extent of finish between scenarios 1 3.. 3 = Standard finish e.. seeded lawns, some trees shrubs.. 4 = Extent of finish between scenarios 3 5.. 5 = Extensive landscaping e.. Mature lawns, trees shrubs, garden features, etc.. Length of Site Boundary.. Site Boundaries Specification (1-5).. 1 = Little or no site fencing or walls.. 2 = Extent of boundary structure finish between scenarios 1 3.. 3 = Standard boundary construction (e.. Block wall or timber fence with standard gate).. 4 = Extent of boundary structure finish between scenarios 3 5.. 5 = High specification boundaries (e.. Stone clad walls, feature motorised entrance gates, etc.. Any other relevent information.. (Please insert any further information which may impact on reinstatement).. I agree to the.. Terms and Conditions..

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  • Title: Value At Risk Limited
    Descriptive info: User Guide.. As previously noted, the aim of the Desktop Value At Risk Service is to offer basic nonetheless substantiated reinstatement cost advice at an affordable price.. Certain information must be submitted by the service user which will enable us to establish what guideline value at risk cost is appropriate for the building in question.. Although some of the ratings used within the questionnaire may appear somewhat generic, Value At Risk Ltd.. will not only be taking the ratings noted into consideration but also appropriate cost data specific to the element in question which is also specific to the particular building type.. analyse the data provided and apply qualified cost data which is reflective of the building in question.. This involves the application of building costs rates which are reflective of the type of building being analysed with a substantial number of subsequent adjustments made to the main building cost variables.. The resultant Value At Risk figure is objective, qualified and substantiated.. Whilst it is advisable that suitably qualified persons compile and submit the building data required by Value At Risk Ltd.. , one of the main features of the Desktop Value At Risk Service is that it is user friendly and relatively easy to use.. Questionnaire to be completed.. Each of the main questions noted on the submission form are briefly discussed below with information as to how to provide appropriate data on each.. Building Type :.. The user must identify which building type listed reflects the building which is the subject of the exercise.. If there is no suitable building type listed, the user should contact Value At Risk Ltd.. with a view to discussing the building in more detail.. Area of Building :.. The building area must be noted in square metres.. The appropriate area for the purposes of this exercise is the.. gross internal floor area.. This refers to all areas within the building envelope including stairwells, common areas, etc.. The measurements used to calculate the gross internal floor area are taken from the inside face of the external envelope, not from the exterior of the building.. In other words the width of the external wall is excluded from the overall area.. Relative Location :.. This refers to the property s immediate environment.. Whilst the application of.. Rural, Town Centre and City Centre.. are straightforward and self-explanatory the use of.. Urban.. and.. Sub-Urban.. is more subjective.. for the purpose of this exercise indicates locations which may be on the fringes of a town or city whereas.. would indicate areas between Sub-Urban and Town or City Centre.. Foundations :.. The extent of substructures or foundations work is hugely dependant on the existing ground conditions.. A rating of 1 to 5 is selected to indicate the extent of works required to the foundations, 1 being the least extensive and 5 being the most extensive.. The notes for ratings 1, 2 & 5 are indicative only and are intended to be reflective of the general extent of ground conditions, etc.. rather than referring to specific conditions.. Any potential works to substructures including piling works, ground retention, etc.. must be included in the sum insured as any and all existing elements of a building have the potential to become compromised or damaged.. External Wall Completions :.. This element of works refers to works to openings within the perimeter envelope of a building.. It incorporates works such as windows, external doors, curtain walling, frameless glazing, brisesoleil, etc.. The 1 to 5 rating for External Wall Completions indicates the level of works to External Wall Completions rather than referring to any particular building  ...   storage or warehouse facilities or shell and core commercial buildings should be rated as 1 for this section.. Buildings with some basic fittings or fitting only to landlord areas would necessitate a rating of 2.. The presence of standard fit-out works such as timber veneer kitchen or wardrobes to a dwelling houseor standard reception to a hotel or commercial space would require a rating of 3.. A rating of a level 5 would indicate internal fittings and furnishings which might include a combination of a solid timber and stone kitchen, reception area, etc.. or perhaps bespoke joinery of solid timber to bar areas, etc.. Mechanical and Electrical :.. The extent of the Mechanical & Electrical fit-out of a building can vary hugely from virtually little or none to very elaborate fit-outs which may include the latest energy efficient systems, extensive security systems, substantial automated lift systems, etc.. The most appropriate means of establishing which rating is applicable is by considering a shed or warehouse with little more than lighting as being a rating of 1, a house or commercial building with the standard requirements including light and heating as being a 3 rating and a private residence with solar and geothermal heating systems, extensive internal lighting, security camera system, central entertainment system, etc.. as being a 5.. Whilst the accuracy of the exercise is dependent on the quality of information provided, Value At Risk Limited will apply cost data encompassing the general requirements of specific building elements which is specific to the particular building type selected.. Hardscaping :.. Hardscaping is a term used to identify works pertaining to certain external surroundings including paving, kerbing, tarmacadam, etc.. A rating of 1 would indicate the absence of any definite finish other than blinded hardcore or gravel, a rating of 3 would indicate a tarmacadam finish with precast concrete kerbing.. A rating of a 5 would reflect natural stone driveways, natural stone kerbing, etc.. Landscaping :.. The ratings applicable to landscaping are reasonably straightforward.. Buildings which have little or no landscaping merit a rating of 1.. Extensively landscaped building surrounds with specifically designed gardens, manicured lawns and substantial shrubs, flower bed and trees necessitate a rating of 5.. Ratings of 2,3& 4 should apply to various scenarios between the two aforementioned as appropriate.. Site Boundaries :.. Some buildings have almost no visible site boundaries or perhaps only a simple fence.. Others have extensive high stone faced walls with steel railings and automated gates.. The former would require a rating of 1 whilst the latter a 5.. Average boundary scenarios would include a low level block wall plastered one side and capped with a precast capping or a precast concrete post and panel fence.. A simple timber post and rail fence would merit a rating of a 2.. Note on Multiple Building Types within One Building Unit :.. When considering buildings which comprise of two or more different buildings types, the user must complete a separate submission for each type.. In other words if a building comprises of basement car parking, ground floor retail units and office space on all other floors, the user must use the VAR Desktop service on three separate occasions.. One must be careful however, not to duplicate any external works.. Ideally the external areas applicable should be inserted in each different submission, relative to the areas which each building type comprises of.. For example, if the retail area in the above example comprises of 25% of the overall building area, then 25% of the external works should be factored into the submission relating to the retail area of the building..

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  • Title: Value At Risk Limited
    Descriptive info: Terms & Conditions.. - By accessing and/or using the Value At Risk Ltd.. Site ("this web site") and associated services provided by Value At Risk Ltd.. you agree to be bound by the terms and conditions set out below.. - These terms and conditions, together with the content and use of this website shall be governed by and construed in accordance with Irish law.. Any dispute in relation to this website or associate services shall be governed by the laws of Ireland.. - Any disputes arising from or in any way connected with the use of this website, associated.. Desktop Value At Risk Service or Onsite Value At Risk Service.. shall first proceed to a formal mediation process and if necessary to subsequent Arbitration.. - Due to the fact that Value At Risk Ltd.. cannot guarantee that this web site will be fault free, we do not accept any liability for any damage or loss suffered by you (whether direct, indirect, special, incidental, punitive or consequential loss, including loss of profits) arising as a result of this web site or the information contained therein (including any errors, inaccuracies or omissions in such information or any faults, interruptions or delays in connection with this web site).. - The Users of the.. Desktop Value At Risk Service.. report accept that the information provided should not be relied upon by itself for the purposes of establishing a reinstatement sum for insuring a building or buildings.. A definitive assessment must be carried out by the completion of an onsite survey and subsequent compilation of associated costings by a suitably qualified professional.. - Any estimated value at risk sum for buildings as advised by Value At Risk Ltd.. should be viewed as the minimum sum for insurance purposes, unless otherwise noted.. There are an unlimited amount of variables which can affect the value at risk of a particular building, a precise amount for which is almost impossible to determine  ...   and conditions, all representations, warranties, terms and conditions whether express or implied in relation to this web site and/or the information contained within associated services are hereby excluded to the fullest extent permitted by law.. - All content and designs included in this web site and associated reports issued by Value At Risk Ltd.. (including, without prejudice, text, graphics, logos, button icons, images, audio clips and software) is protected by copyright, trademark or other intellectual property rights and is the property of Value At Risk Ltd.. or is licensed.. You may print or download, in electronic form, material from this web site for your personal and non commercial use.. You may not make any changes to any material that you print or download, including, without limitation, removing any copyright or prohibitory notices.. All other uses are prohibited including, without limitation, distributing, reproducing, modifying or copying, or using for any commercial purposes, any of the materials or contents of this site.. Inclusions & Exclusions.. The following is a list of inclusions and exclusions in respect of the desktop assessment of value at risk;.. Inclusions :.. Demolition.. Site Preparation.. Substructure.. Superstructure.. Internal & External Finishes as noted.. Mechanical & Electrical Services as noted.. External Drainage, Services & Site Finishes as noted.. Professional Fees.. Value Added Tax.. 'New for old' costs which reflect current building regulations.. Exclusions :.. Historic construction methods.. Local Authority Requirements.. Local Authority Fees & Contributions.. Tenants Fixtures & Fittings.. Costs associated with preparing an insurance claim.. Legal fees.. Inflation (i.. e.. day one reinstatement cost noted).. Types of Buildings Excluded :.. Historic or period buildings.. Unusual, bespoke and unique building types.. Advanced or unusual building construction methods.. Note to user :.. The value at risk desktop report should be used for the purposes of checking the Value At Risk sum being applied to a building.. To determine more definitively the Value At Risk of a building, an inspection of the property is required..

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  • Title: Dubai Jobs.net
    Descriptive info: Terms Conditions.. (i) The User of the above mentioned service accept the following terms and conditions.. (ii) The information provided by Value At Risk Limited is offered in good faith for the purposes of assisting individuals or businesses in checking the appropriate sum used for the value at risk of buildings.. The Desktop Value At Risk report should not be relied upon by itself for the purposes of establishing a sum for insuring a building or buildings.. A definitive assessment can be carried out  ...   professional.. (iii) The User accepts that the desktop value at risk assessment as completed by Value At Risk Limited is restricted in it s accuracy relative to the information requested from and provided by the User in respect of the building in question.. (iv) Any information provided by Value At Risk Limited must not be used for purposes other than as part of assessing the value at risk of a property.. Value At Risk Limited accept no responsibility for information used for other purposes..

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  • Title: Value At Risk Limited
    Descriptive info: Please fill all the text with red mark..

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    Archived pages: 11